3D Secure Payment Gateway - SecurionPay Payments

3D Secure 2 Protection

Stay compliant with PSD2 requirements, providing your customers with an extra layer of security and frictionless payment flow.

Minimize chargebacks

Keep chargebacks in check and protect your payments with smart security layer.

Reduce fraud

Easily distinguish between real customers and fraudsters thanks to authenticated checkout flow.

Keep sales and conversions high

Reduce drop-off rate thanks to superior user experience without redirects.

What is 3D Secure

3D Secure (3-Domain Secure) is an additional security layer for online credit and debit card transactions. It is a messaging protocol that involves three domains, such as a bank, the technology that processes the transaction, and the issuing bank.

3D Secure 2 is the new version of the authentication protocol, becoming the main method for meeting the new SCA requirements.

More about 3D Secure 2

Strong Customer Authentication (SCA)

Minimize the friction of extra verification with a built-in layer of authentication and give your customers a frictionless checkout experience. No redirections and unnecessary steps in the payment process.

More accurate authentication without asking for a static password

The lowest level of chargebacks, compared to different systems

Flexible API that enables you to control the process and implement any payment scenario you need

Enhanced User Experience

Provide the same look and feel of your interface across various devices, enjoy fewer abandonments and keep fraud prevention on the right track thanks to a better user experience.

Frictionless flow without redirection

Without compromising your sales and conversion rate

Chargeback ratio reduced significantly

Non-invasive 3D Secure

Our customized non-invasive 3D Secure was designed with the highest security level, UX and conversion-first settings in mind. Accept payments with an additional non-invasive security layer, without losing customers. Set it up yourself and let customers complete transactions even if their card is not enrolled.

Integration methods that work with our 3D Secure

Give an extra protection to each transaction made through SecurionPay. No matter what kind of integration you’ll choose – Checkout or Custom Form.

3D Secure and Custom Form

Use custom HTML and CSS to create a payment form that meets your needs and add an extra security layer to protect your customers and streamline the payment flow.

Example with Custom Form

3D Secure and Checkout

Provide quick and easy payments with enhanced security that will take your business to the next level.

Example with Checkout

Make your business PSD2-compliant

We’ve adjusted the SecurionPay API to trigger 3D Secure 2 when necessary. Notice a real difference and an increase in conversion rates when processing rebills through SecurionPay compared to other payment gateways!

Combine 3D Secure with other features to get the most out of our payment solution

3D Secure for subscription payments

Add a smart 3D Secure verification with superior UX to your transactions. Provide a smooth and uninterrupted payment experience that doesn’t interfere with your conversion process.

More about billing models

Mobile payments

Enjoy the same security features on mobile as on desktop. Provide a smooth and seamless experience with mobile customers’ habits in mind.

More about mobile


Offer extra items right after the initial purchase is completed and watch your sales grow.

More about Cross Sales

Delayed capture

Delay payments between authorization and capture processing and gain time to check the transaction against fraud.

How to use Delayed Capture


Payment form with simplified user flow. Automatically display payments translated into one of 24 languages, sell globally in 160 currencies and provide your customers with a local experience.

More about Checkout

Accept payments securely today

Test it for free, increase your revenue and reduce chargebacks.

Get a Free QuoteSign Up for Free