Use delayed capture to freeze customer’s funds on a card and gain time to verify their identity. Decrease the number of chargebacks and make sure your business is secure.
Here’s how delayed capture works
Authorize the card and check its validity
Deliver the service or goods
Capture funds after delivery
The payment scenario that works for you
Use delayed capture to reduce costs and increase customer satisfaction. Delayed capture feature works well with 3D Secure authentication and recurring billing.
Protect your business against chargebacks
The possibility of delaying payments between authorization and capture processing gives you more time to check the transaction against fraud. It comes with fewer chargebacks and fewer refund requests.
“Money back” without transaction costs
By blocking funds on a customer’s card, you can offer a money back guarantee, without paying anything extra for it.
Create a payment scenario that enables you to check a customer against fraud before delivering goods or services. Avoid making refunds by cancelling payments before capture, save time and transaction fees.
Improve your business performance
Delayed capture works well for all business models most exposed to a “friendly fraud” and fraud connected with shipping products or services. If your business tackles many disputes, delayed capture will help you improve customer satisfaction.