Delayed Capture - SecurionPay - Payment Gateway

Delayed capture

Use delayed capture to freeze customer’s funds on a card and gain time to verify their identity or offer money back. Decrease the number of chargebacks and make sure your business is secure.

Offer test periods in a better way

Customer may use your product during the trial period and then decide whether to stay and pay for it or resign and get money back.  Authorizing a card during a signup results in more completed transactions and higher loyalty.

Verify customers before sending the product

Create a payment scenario that enables you to check a customer against fraud before delivering goods or services. Avoid making refunds by cancelling payments before capture, save time and transaction fees.

Protect your business against chargebacks

The possibility of delaying payments between authorization and capture processing gives you more time to check the transaction against fraud. It comes with fewer chargebacks and fewer refund requests.

Here’s how delayed capture works

An example from eCommerce


Authorize the card and check its validity

Authorization results in blocking funds on a customer’s card for up to 7 days for debit cards and 28 for credit cards. It gives you time to ensure that the customer’s card is valid. This operation is free of charge at SecurionPay.

Decide what to do

You can deliver the product to a customer, while funds are blocked. But, if you have any suspicion about a customer, you can simply do nothing — the frozen funds will be returned to the customer after a given period of time.

Capture funds to get money

When a customer received their goods or services and you know that he’s not going to claim money back, you can capture the funds. After that, the money will be taken from the customer’s card, so the transaction will be completed. Only then you will pay a transaction fee.

Authorization and capture in SecurionPay Academy

Don’t be like the most merchants and focus on a typical Sale transaction. This will not only raise your level of risk but usually results in higher revenue loss. We are going to demonstrate why SecurionPay’s Authorization & Capture is the best solution for your online business. Stay safer and save lots of money.

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Improve your business performance

Delayed capture works well for all business models most exposed to a “friendly fraud” and fraud connected with shipping products or services. If your business tackles many disputes, delayed capture will help you improve customer satisfaction.

High risk
B2B Businesses
Content providers

Set up secure payments today

Test it for free, increase your revenue and reduce chargebacks.

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